A Character Building Workbook

images§

Read here—bit.ly/thrifty61—a bit about the early life of Mahatma Gandhi in South Africa, who exemplified thriftiness by washing and ironing his own clothing and, though poor, maintained a rich sense of humor.§

Thriftiness means using money carefully and not wastefully. I practice it by not purchasing things I don’t really need or that are beyond my budget. The opposite is extravagance.§

Comparing the actions of one who is thrifty to one who is extravagant§

Situation§

Thriftiness§

Extravagance§

When shopping at the market for the weekly family foods, you…§

take your time to find the best prices and even bring coupons which give you greater savings.§

are not much of a shopper, taking the first thing off the shelf without even looking at the price.§

Knowing the kids should eat well at school each day, you…§

make them a wholesome and balanced bag lunch each day.§

give them $5 each, which is costly but so much easier.§

When the kids ask for more games to keep them entertained, you…§

look online for free downloads instead of spending a lot for these optional needs.§

buy whatever their little hearts desire, figuring “What’s money for, anyway?”§

Gurudeva explained: “Siva’s devotees keep a monthly budget and regulate expenses according to their revenues. They never abuse credit or indulge in extravagant buying, for they know that spending in excess of income invites misery.”§

images§

ASSIGNMENT: For two weeks, when you purchase items, take a little extra time to look for the best value.§

Date you began this assignment ____________________§

MY THOUGHTS ON THE BENEFITS OF THRIFTINESS: images§

images§

images§

images§